Terms & Conditions.

1. Definitions

In these Terms, the following definitions apply:

• "We", "us", "our": RiskComms FZCO, a free zone company registered in the United Arab Emirates, represented by Philippe Borremans.
• "Website": the website accessible at riskcomms.com and all associated subdomains and pages.
• "Content": all text, graphics, images, data, software, methodologies, frameworks, tools, and other materials published on or accessible through the Website.
• "User", "you": any individual or entity accessing or using the Website.
• "Services": the consultancy, training, advisory, and related professional services offered by RiskComms FZCO, as described on the Website.
• "Proprietary IP": the RiskComms OS v1.0, Communication Nexus Framework (CNF(IP)), Narrative Bio-Security(IP), Polycrisis Architecture, and all associated methodologies, models, tools, frameworks, and content, whether registered or unregistered.

2. Acceptance of Terms

By accessing the Website, you agree to these Terms and our Privacy Policy, which is incorporated into these Terms by reference. These Terms constitute a legally binding agreement between you and RiskComms FZCO.

We reserve the right to modify these Terms at any time. The "Last updated" date at the top of this page will reflect the date of the most recent revision. Continued use of the Website after any modification constitutes your acceptance of the revised Terms.

3. Permitted Use of the Website

You may access and use the Website for lawful purposes only and in accordance with these Terms. You agree not to:

• Use the Website in any way that violates applicable local, national, or international law or regulation.
• Transmit any unsolicited or unauthorised advertising or promotional material, or any other form of solicitation.
• Knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, or any other harmful programs or code.
• Attempt to gain unauthorised access to any part of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.
• Attack the Website via a denial-of-service attack or a distributed denial-of-service attack.
• Scrape, crawl, or extract data from the Website by automated means without our prior written consent.
• Use the Website in any manner that could disable, overburden, damage, or impair it.

4. Intellectual Property Rights

All Content on this Website, and all Proprietary IP, is the exclusive intellectual property of Philippe Borremans and/or RiskComms FZCO, protected by copyright, trade mark, and other applicable intellectual property laws.

The following are proprietary and may not be reproduced, adapted, distributed, or used without prior written permission:

• RiskComms OS v1.0
• Communication Nexus Framework(IP) (CNF(IP))
• Narrative Bio-Security(IP)
• Polycrisis Architecture
• All associated methodologies, models, tools, frameworks, training materials, and written content published on this Website

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and view the Content for your personal, non-commercial informational purposes only. This licence does not include the right to:

• Reproduce, distribute, or publicly display any Content;
• Modify or create derivative works based on the Content;
• Use the Content for commercial purposes or in connection with any product or service;
• Remove or alter any copyright, trade mark, or other proprietary notices.

Any use of the Proprietary IP beyond the limited licence above requires prior written authorisation from RiskComms FZCO. Requests may be directed to [email protected].

5. No Professional Advice

The Content on this Website is provided for general informational and marketing purposes only. It does not constitute professional advice of any kind, including legal, financial, regulatory, or crisis management advice. Nothing on this Website creates a client relationship or any duty of care between you and RiskComms FZCO.

You should not act or refrain from acting on the basis of any Content on this Website without first obtaining qualified professional advice tailored to your specific circumstances.

6. Disclaimer of Warranties

The Website and its Content are provided on an "as is" and "as available" basis, without any warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, completeness, or non-infringement.

We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant that any defects will be corrected or that the Website or the server that makes it available are free of viruses or other harmful components.

To the extent permitted by applicable law, we exclude all conditions, warranties, representations, or other terms which may apply to the Website or any Content, whether express or implied.

7. Limitation of Liability

To the fullest extent permitted by applicable law, RiskComms FZCO, Philippe Borremans, and their respective affiliates, officers, employees, agents, and licensors shall not be liable for any:

• Direct, indirect, incidental, special, consequential, or punitive damages;
• Loss of profits, revenue, data, goodwill, or business opportunities;
• Damages resulting from your use of, or inability to use, the Website or its Content;
• Damages resulting from any unauthorised access to or alteration of your transmissions or data;

arising out of or in connection with these Terms or the Website, whether based on warranty, contract, tort (including negligence), or any other legal theory, and whether or not we have been advised of the possibility of such damages.

Nothing in these Terms limits or excludes our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable law.

8. Third-Party Links and Services

The Website may contain links to third-party websites, including Cal.com and LinkedIn. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them. The inclusion of a link does not imply endorsement of the linked site by RiskComms FZCO.

When you use the Cal.com scheduling service via a link on this Website, you are subject to Cal.com's own terms and privacy policy. We are not a party to that relationship.

9. Enquiry Form and Pre-Contractual Communications

Submitting an enquiry via the contact form on this Website does not create a binding contract, client relationship, or any obligation on the part of RiskComms FZCO to provide services. All enquiries are subject to our review and acceptance. Any engagement for professional services will be governed by a separate written agreement.

By submitting an enquiry, you confirm that the information you provide is accurate and that you have the authority to make the enquiry on behalf of any organisation you represent.

10. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the United Arab Emirates, specifically the laws applicable to the free zone in which RiskComms FZCO is registered.

For users located in the European Union: nothing in these Terms affects your rights as a consumer or business under mandatory EU law, including applicable data protection law. Where EU law provides rights that cannot be excluded by contract, those rights are preserved.

Any disputes shall be subject to the exclusive jurisdiction of the competent courts of the UAE, unless mandatory applicable law provides otherwise.

11. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be deemed severed from the remainder of the Terms, which shall continue in full force and effect.

12. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and RiskComms FZCO with respect to your use of the Website and supersede all prior agreements, representations, and understandings relating to the same subject matter.

13. Contact

For any questions regarding these Terms, please contact: